ShopeePay - QRIS & Transfer 1.20.08

SPINJAM FEST takes place from December 16, 2024, to January 5, 2025, allowing users of the ShopeePay application to benefit from exciting rewards, including:

• 1 Billion IDR in ShopeePay balance
• 100 grams of gold

ShopeePay offers a streamlined solution for various financial needs through a single digital wallet. The application facilitates:

• Money transfers to any location
• QRIS payments anywhere
• Attractive paylater promotions with SPayLater
• Top-ups for ShopeePay balance at any time
• Cash loan applications via the ShopeePay app

Referral Bonus Program:

• Invite friends to download the ShopeePay app using your referral code.
• Earn coins and bonuses of up to 1 million IDR.

Daily Free Coins Offer:

• Cashback guaranteed with daily transactions using ShopeePay/SPayLater, along with weekly prizes such as iPhones on Fridays.
• Receive cashback up to 10,000 IDR for offline merchant payments or first transactions at online merchants when using ShopeePay/SPayLater.

Unlimited Free Transfers:

• Enjoy free transfers to any bank, including Mandiri, Permata, BNI, SeaBank, BRI, and BCA.
• Utilize the E-Wallet transfer feature for topping up other wallets (DANA, GoPay, OVO, etc.).

Cash Withdrawal Options:

• ShopeePay enables cash withdrawals at Indomaret with reduced admin fees.

QRIS Payments with SPayLater:

• Easily scan QRIS codes for paylater transactions at any merchant using SPayLater.
• Enjoy discounts up to 500,000 IDR when utilizing paylater with SPayLater; terms and conditions apply.
• Quick activation (5 minutes) to start enjoying paylater benefits along with a bonus of 15,000 IDR in ShopeePay balance.
• Flexible repayment terms available from 3 to 24 months.
• Low installment fees starting at 2.95% per month, with an APR of up to 36%.

No Admin Fee for Balance Top-Up:

• No admin fees when topping up your ShopeePay balance with a minimum of 50,000 IDR via bank transfer/Virtual Account or debit cards.

Affordable Recharge Rates:

• Recharge for mobile top-ups at significantly reduced rates (e.g., recharge 15,000 IDR for only 9,500 IDR).

ShopeeFood Delivery Services:

• Experience free shipping on all restaurant orders through ShopeeFood.

Cash Loan Application through SPinjam:

ShopeePay collaborates with PT Lentera Dana Nusantara to provide select users access to cash loan services under the name SPinjam. This service is licensed and supervised by OJK (Financial Services Authority).

Benefits of Using SPinjam:

• Acquire cash loans with credit limits up to 50 million IDR delivered directly to your bank account.
• Select installment periods ranging from 2 to 12 months.
• Fast application processing and easy bill payments.
• Attractive loan interest rates starting from 1.95% per month with a maximum APR of 36%.
• A bonus of 25,000 IDR in ShopeePay balance upon activation through the app.

Loan Simulation Example:

• Loan Amount: 3,000,000 IDR
• Loan Period: 6 months
• Interest Rate: 1.95% per month
• Administration Fee: 1% per transaction

• Total Payment: = Loan Amount + Admin Fee + (Monthly Interest * Loan Amount * Loan Period) = 3,000,000 + 30,000 + (0.0195 * 3,000,000 * 6) = 3,381,000 IDR or approximately 563,500 IDR per month.

ShopeePay guarantees practical payment solutions and free transfers. For additional support, a customer service team is available 24/7 through the Help Center in the ShopeePay application. This ensures transactions remain secure and efficient.

ShopeePay is a licensed electronic wallet provider regulated by Bank Indonesia.

Location:

Sopo Del Office Tower & Lifestyle Tower
11th Floor
Mega Kuningan Barat III Lot 10
Mega Kuningan Area
Setiabudi, South Jakarta City
DKI Jakarta 12950

For more information about ShopeePay:

• Website
• Instagram: @shopeepay_id
• Facebook: ShopeePay Indonesia
• TikTok: @shopeepay_id
• Twitter: @shopeepay_id